Individual

Individual Health Insurance Coverage

A+ Insurance Services has been in the Individual Health Insurance business since 1987. Whether a person is self-employed, unemployed, or just uninsured, we can help!

Affordable Care Act Plans

Affordable care act plans are the most comprehensive Individual plan available. Based on your household income you may be eligible for a subsidy to help lower or eliminate the cost of your health insurance. Other covered expenses include:

Unlimited Medical Benefits
Coverage of pre-existing conditions
Guarantee issue
Maternity Coverage
Wellness Coverage
Mental Health Coverage

Short Term Major Medical Plans

Short Term Major Medical Plans are excellent for healthy insureds looking for basic/catastrophic coverage and a lower monthly premium.

Individuals have the ability to choose a high deductible health plan to lower their monthly premium.

Coverage can range from 30 days to 364 days.
Major Medical plans are excellent for clients during times of transition or change.
Individuals have the ability to choose a high deductible health plan to lower their monthly premium.

Medi-Share

Medi-Share is an excellent Christian sharing plan. Medi-Share is a long-term sharing plan designed for individuals looking for catastrophic coverage at a lower monthly premium. Medi-Share is known for its excellent coverage and very affordable rates.

GeoBlue

International healthcare coverage from GeoBlue is designed to make it easy for you to access care while traveling the world.

You may have great coverage in the U.S., but most of those benefits don’t extend overseas. If you need medical attention when you’re traveling, it could be difficult to find the right care—and you may have no coverage and face unexpected medical bills. Why take the chance?

Dental/Vision

Dental insurance can also help ensure you don't end up with costly bills when you need more extensive dental work.

Vision provides coverage for routine eye exams, as well as offers discounts on eyeglasses and contacts. These benefits are not typically covered under major medical plans and may not be included in your overall wellness checkups.

Interested in an individual product quote? Please complete our census form.

Medishare

Medishare is an excellent Christian sharing plan. Medishare is a long-term sharing plan designed for individuals looking for catastrophic coverage at a lower monthly premium. Medishare is known for its excellent coverage and very affordable rates.